Montour Mutual offers a variety of property and casualty insurance products designed to meet the needs of small Pennsylvania communities. The Company currently writes Fire, Allied Lines, Homeowners, Mobile Homeowners, Inland Marine and other Liability Lines.


The Company offers standard Homeowners/Mobile Homeowners programs for owner-occupied residences. Additional coverages such as replacement cost of contents, higher limits for liability, small in house business coverages and similar products are offered. We plan on introducing identity theft coverage and service line coverage.

General Liability

This product is a premise only liability coverage to attach to Dwelling Fire, Commercial Fire and Allied Lines policies. We strive to provide products to fill the liability needs of our customers. No long tail liability such as Artisans/Contractors are written.

Special Property

This product group would consist of Vacant Property, Standard Fire, Dwelling Fire, Commercial Fire and Allied Lines and Inland Marine coverages. Commercial Fire are written primarily to insure rental and non-owner-occupied residences. Properties that do not meet the eligibility criteria for Homeowners or combined package policies would be written on these types of policies.